Effective date: August 24, 2023

Updated date: October 16, 2026

You acknowledge and agree that, by accessing or using the Site, you have read, understand, and agree to be bound by these Terms.  If you do not agree to these Terms, then you have no right to access or use the Site.

We may, from time to time, modify these Terms.  Please check this page periodically for updates.  Any changes will be posted on the Site.  If you do not agree to, or cannot comply with, the modified Terms, you must stop using the Site.  The updated Terms will take effect after their posting and will apply on a going-forward basis, unless otherwise provided in a notice to you or as required by applicable law. Your continued use of the Site after any such update constitutes your binding acceptance of such changes.

1. ELIGIBILITY

To use the features on the Site you must be, and represent and warrant that you are, of legal age (18 years of age or older or otherwise of legal age in your jurisdiction, or, if you have parental consent, 13 years of age) and competent to agree to these Terms.  If NVF has previously prohibited you from accessing or using the Site, you are not permitted to access or use the Site.

2. ACCOUNT REGISTRATION AND USE

2.1 Account Registration and Confidentiality.  You may be required to create an account to use the Site.  If so, during the registration process, you must select a username and password and provide us with additional information, such as your email.  You agree to provide us with accurate, complete, and current registration information about yourself.  It is your responsibility to ensure that your password remains confidential and secure.  By registering, you agree that you are fully responsible for all activities that occur under your username and password.  We may assume that any communications we receive under your account have been made by you.

2.2 Unauthorized Account Use.  You are responsible for notifying us if you become aware of any unauthorized use of or access to your account.  You understand and agree that we may require you to provide information that may be used to confirm your identity and help ensure the security of your account.  NVF will not be liable for any loss, damages, liability, expenses or attorneys’ fees that you may incur as a result of someone else using your password or account, either with or without your knowledge and/or authorization, and regardless of whether you have or have not advised us of such unauthorized use.  You will be liable for losses, damages, liability, expenses and attorneys’ fees incurred by NVF or a third party due to someone else using your account.

3. OUR PROPRIETARY RIGHTS

TopTec owns and operates the Site. The Site may contain graphics, information, or other content that may be protected by United States copyright laws, trademarks, and other intellectual property laws.  You agree to abide by all applicable copyright and other laws.

4. USER CONTENT AND SUBMISSIONS

4.1 User Content and Submissions. The Site may enable you to submit, post, upload, or otherwise make available (collectively, “Post”) content such as photographs, questions, public messages, ideas, feedback, comments and other content (collectively, “User Content”) that may or may not be viewable by other users.

4.2 Our License to User Content. When you Post User Content on or through the Site or otherwise provide us with any feedback about our services, you grant NVF a world-wide, perpetual, irrevocable, royalty-free, non-exclusive, and sub-licensable license to use, copy, distribute, reproduce, modify, edit, adapt, publicly perform, publicly display, translate, create derivative works from, sell, lease, transmit, disassemble, and publish such User Content or feedback, in whole or in part, in any format or medium now known or developed in the future, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) in any media formats and through any media channels.  Notwithstanding the foregoing, our use of your personal data shall be governed by our Privacy Policy.

4.3 User Content Representations. You acknowledge and agree that all User Content that you Post is your sole responsibility. You further agree that you have all required rights to Post such User Content without violation of any third-party rights. You understand that NVF does not control, and is not responsible for, User Content, and that by using the Site, you may be exposed to User Content from other users that is offensive, indecent, inaccurate, misleading, or otherwise objectionable. Please also note that User Content may contain typographical errors, other inadvertent errors or inaccuracies. You agree that you will indemnify, defend, and hold harmless NVF for all claims resulting from User Content you Post. We reserve the right, at our own expense, to assume the exclusive defense and control of such disputes, and in any event you will cooperate with us in asserting any available defenses.

4.4 User Content Review. You acknowledge and agree that NVF and its designees may or may not, at NVF’s discretion, pre-screen User Content before its appearance on the Site, but that NVF has no obligation to do so.  You further acknowledge and agree that NVF reserves the right (but does not assume the obligation) in its sole discretion to reject, move, edit or remove any User Content that is contributed to the Site. Without limiting the foregoing, NVF and its designees shall have the right to remove any User Content that violates these Terms or is otherwise objectionable in NVF’s sole discretion.  You acknowledge and agree that NVF does not verify, adopt, ratify, or sanction User Content, and you agree that you must evaluate and bear all risks associated with your use of User Content or your reliance on the accuracy, completeness, or usefulness of User Content.